Best Small Business Credit Card in 2022

Capital One Spark Cash Plus

The Capital One Spark Cash Plus is a great credit card for small business owners. It offers a 0% intro APR on purchases and balance transfers for the first 12 months, and then a variable APR of 14.49% – 22.49%. There is no annual fee for this card.

This card offers a generous cash back program. You earn 2% cash back on all purchases, with no limit to how much you can earn. You also get a $500 bonus after you spend $4,500 on purchases in the first 3 months from account opening.

One of the best features of this card is that it offers free employee cards. This can help you manage your business expenses more effectively. Employee cards come with their own spending limits and transaction history, so you can keep track of what each employee is spending.

Overall, the Capital One Spark Cash Plus is a great credit card for small business owners. It offers a 0% intro APR, no annual fee, and generous cash back rewards.

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