Choosing the best small business credit card can be a daunting task – there are so many options out there! But never fear – in this article, we’ll break down the best small business credit cards for 2022, so that you can make an informed decision for your business.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card is a great choice for small business owners who want to earn unlimited cash back on their business expenses. This card offers 1.5% cash back on all purchases, with no limit to the amount you can earn. You can also get a $500 bonus after you spend $3,000 on eligible purchases in the first 3 months from account opening. There are no annual fees or foreign transaction fees, and you can get employee cards at no additional cost. Plus, you’ll enjoy 0% intro APR on purchases and balance transfers for the first 15 months from account opening.
Capital One Spark Cash Plus
The Capital One Spark Cash Plus is a great credit card for small business owners. It offers a 0% intro APR on purchases and balance transfers for the first 12 months, and then a variable APR of 14.49% – 22.49%. There is no annual fee for this card.
This card offers a generous cash back program. You earn 2% cash back on all purchases, with no limit to how much you can earn. You also get a $500 bonus after you spend $4,500 on purchases in the first 3 months from account opening.
One of the best features of this card is that it offers free employee cards. This can help you manage your business expenses more effectively. Employee cards come with their own spending limits and transaction history, so you can keep track of what each employee is spending.
Overall, the Capital One Spark Cash Plus is a great credit card for small business owners. It offers a 0% intro APR, no annual fee, and generous cash back rewards.
Ink Business Cash® Credit Card
The Ink Business Cash® Credit Card is a great option for small businesses. It offers a generous rewards program, with 5% cash back on office supply store purchases and 2% cash back on gas and restaurants. There is no annual fee for this card.
This card also comes with some great perks for businesses, including free employee cards and 0% APR financing on business expenses. You can also get up to $100 in cash back when you sign up for a new account.
Overall, the Ink Business Cash® Credit Card is a great choice for small businesses. It offers a generous rewards program and comes with some great perks.
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express is a great choice for small business owners. It offers a 0% APR on purchases and balance transfers for the first 12 months, and then a variable APR of 14.49% – 21.49%. There is no annual fee, and you can earn 2X points on all business spending, up to $50,000 per year. You can also get up to $200 in statement credits each year for eligible business expenses such as cell phone services and office supplies. Plus, you’ll get free employee cards to help manage your business spending.
American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card is a great credit card for small businesses. It offers a 0% intro APR on purchases and balance transfers for the first 12 months, and then a variable APR of 13.24% – 19.24%. There is no annual fee for this card.
This card offers cash back rewards of 2% on all purchases, with no limit to the amount of cash back you can earn. You can also get an additional 10% cash back on purchases made through the American Express Small Business Hub. This is a great way to save money on business expenses.
The American Express Blue Business Cash™ Card also comes with a number of other benefits, including access to the American Express Open Forum, which offers advice and resources for small businesses. This card also comes with purchase protection, extended warranty protection, and return protection. These benefits can help you save money and protect your purchases.
Overall, the American Express Blue Business Cash™ Card is a great credit card for small businesses. It offers a 0% intro APR, cash back rewards, and a number of other benefits that can help you save money and protect your purchases.
Capital on Tap Business Credit Card
1. Capital on Tap Business Credit Card: The Capital on Tap Business Credit Card is a great option for small businesses. It offers a low interest rate, no annual fee, and a rewards program. You can earn cash back on every purchase, and there is no limit to the amount you can earn. You can also get an additional 0.5% cash back when you pay your bill on time.
2. Brex Cash: The Brex Cash card is another great option for small businesses. It offers a 0% APR for the first 12 months, no annual fee, and a rewards program. You can earn 1% cash back on every purchase, and there is no limit to the amount you can earn. You can also get a sign-up bonus of $100 when you spend $500 in the first 90 days.
3. Ink Business Cash: The Ink Business Cash card is another great option for small businesses. It offers a 0% APR for the first 12 months, no annual fee, and a rewards program. You can earn 5% cash back on the first $25,000 spent in the first year, 2% cash back on the next $25,000 spent in the first year,
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express is a great choice for small businesses. It offers a variety of benefits, including 5X Membership Rewards® points on flights and hotels booked through Amex Travel, and 1.5X points on eligible purchases made with the card. The card also comes with a $200 annual airline fee credit, which can be used to offset the cost of checked bags, in-flight refreshments, and more. Plus, there’s no annual fee for the first year, making it a great option for businesses that are just getting started.