7 – Prosper
As one of only a few lenders that allows you to apply for a loan without a credit check, it’s easy to see why Prosper is included among our Top 10 Lowest Interest Personal Loan Companies. In fact, Prosper is unique because they actually verify income and debt with employers and banks before approving your loan. While most of their loans are short-term rather than long-term loans, they include auto financing up to $50K.