4 – SoFi
SoFi is an online lending platform that offers both personal and small business loans. Its rates start as low as 4.99% for individuals with a credit score of 700 or higher, which makes it one of lowest interest rate personal loan companies available today. In fact, SoFi prides itself on providing loans to unbanked consumers – people who can’t get financing from other banks due to their poor credit history.